BD:  1        S-A8              Dlr: N                     

              H-AQ72            Vul: None                  

              D-AJ985                                      

              C-Q4                                         

S-QT762                S-943                               

H-953                  H-KJT8                              

D-Q73                  D-KT4                               

C-A8                   C-752                               

              S-KJ5                                        

              H-64                                          

              D-62                                         

              C-KJT963                                     

<-Makeable contracts->                                      

     C   D   H   S  NT                                     

     =   =   =   =  ==                                     

 N   4   2   -   -   3                                     

 S   4   2   -   -   3                                      

 E   -   -   -   1   -                                     

 W   -   -   -   1   -                                     

Dealer: North                                               

Neither side vulnerable                                    

 North    East     South    West                           

 1D       Pass     1NT      Pass                            

 2NT      Pass     3NT      All Pass                       

=========================================                  

BD:  2        S-43              Dlr: E                     

              H-Q92             Vul: None                  

              D-AQT2                                       

              C-9763                                       

S-T98                  S-AKQ65                             

H-763                  H-T85                               

D-KJ9                  D-843                               

C-KQT8                 C-A2                                

              S-J72                                        

              H-AKJ4                                       

              D-765                                        

              C-J54                                        

<-Makeable contracts->                                      

     C   D   H   S  NT                                     

     =   =   =   =  ==                                     

 N   -   1   2   -   -                                     

 S   -   1   2   -   -                                      

 E   -   -   -   -   -                                     

 W   -   -   -   -   -                                     

Dealer: East                                                

Neither side vulnerable                                    

 East     South    West     North                          

 1S       Pass     2S       All Pass                        

=========================================                  

BD:  3        S-AKJ54           Dlr: S                     

              H-82              Vul: None                   

              D-K75                                        

              C-Q43                                        

S-T86                  S-Q972                              

H-AJ4                  H-K63                               

D-QJ98                 D-A43                               

C-T95                  C-876                               

              S-3                                          

              H-QT975                                      

              D-T62                                        

              C-AKJ2                                       

<-Makeable contracts->                                     

     C   D   H   S  NT                                     

     =   =   =   =  ==                                     

 N   2   -   2   -   1                                     

 S   2   -   2   -   -                                     

 E   -   1   -   -   -                                      

 W   -   1   -   -   -                                     

Dealer: South                                              

Neither side vulnerable                                     

 South    West     North    East                           

 Pass     Pass     1S       Pass                           

 2H       All Pass                                          

=========================================